Corey Janoff and Rachelle Vanderzanden of Finity Group discuss pertinent financial planning topics affecting doctors and other medical professionals.
Episodes
Monday Apr 11, 2022
Monday Apr 11, 2022
In this episode of Financial Clarity for Doctors, Corey and Rachelle discuss what you can do with old retirement accounts!
They cover what your options are, from taking a distribution, to rolling the money to your next employer’s retirement plan, or possibly rolling into an IRA, among others.
They’ll address the pros and cons of each choice, as well as your options if you are retiring!
You don’t want to lose track of your old accounts!
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Mar 28, 2022
Monday Mar 28, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Today we’re going to go against the grain and take a somewhat contrarian approach to the common themes you may see in typical headlines or blog posts. These opinions may go against what you’ve been told before, or maybe they go under the radar.
In this episode we discuss:
- Budgets Are Overrated
- Detailed Written Financial Plans Are Overrated
- 30 Yr Mortgage > 15 Year Mortgage if...
- Real Estate Typically Isn't a Great Investment
- Managing Expectations is the Biggest Driver of Happiness
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Mar 14, 2022
Monday Mar 14, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Today's episode features special guest Jordan Frey, MD. Also known as, "The Prudent Plastic Surgeon."
In this episode we discuss:
- Tips to Get Started With Financial Wellbeing
- Giving Advice to Your Former Self
- Financial Mistakes to Avoid
- Expectations Vs Reality
- Getting Your Spouse Involved
https://prudentplasticsurgeon.com/
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Feb 28, 2022
Monday Feb 28, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we're going to talk about buying your first home.
The process of buying a home can be extremely overwhelming, especially for first time home buyers. This episode will give you some tips to make the process a little less staggering.
In this episode Corey & Rachelle discuss:
- Timing Is Everything
- Preparing to Buy a House
- How Much House Can You Afford?
- Should You Stretch Your Budget Early in Your Career?
- General Rules of Thumb
- Understanding Different Mortgage Types
- How to Prepare Your Mindset
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Feb 14, 2022
Monday Feb 14, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we want to talk about the mistakes you shouldn't make in financial planning.
People probably overestimate how badly they can mess up their financial planning. If you are paying attention and putting resources toward your goals, then you are likely making some good progress. The fact that you are even listening to this podcast is a very good sign.
That being said, there are some common mistakes that we see clients make, so we wanted to talk through a few pitfalls to avoid.
In this episode Corey & Rachelle discuss:
- Debt Avoidance At All Cost
- Buying Too Much House
- Prioritizing Retirement
- Insurance Coverage
- College Savings
- Timing The Market
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 31, 2022
Monday Jan 31, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we want to talk about trying to time the market and possible strategies for when and how to do it.
We often come across prospective clients who are sitting on cash. Not sure how to go about investing it. Maybe waiting to invest because the market is at an all time high. Maybe they read an article predicting a possible pull-back.
Taking that plunge and investing a large sum of money is scary! You wouldn’t be human if you weren’t a little bit nervous.
In this episode Corey & Rachelle discuss:
- Common Misconceptions in "Timing the Market"
- Dollar Cost Averaging
- Systemic Savings Plan
- Living Below Your Means
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 17, 2022
Monday Jan 17, 2022
Welcome back and Happy New Year! Thank you for listening to another episode of Financial Clarity for Doctors!
Public Service Loan Forgiveness has been in the news quite a bit lately, and some of it has been good for a change! In October of 2021 the Department of Education released new guidance designed to temporarily loosen some of the rules that have made it more difficult to qualify for forgiveness. Key word being “temporarily”.
In this episode Corey & Rachelle discuss:
- What Does This Affect?
- How Does This Affect Your Loans?
- Examples
- The Other Big News
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 03, 2022
Monday Jan 03, 2022
Welcome back and Happy New Year! Thank you for listening to another episode of Financial Clarity for Doctors!
Today we want to talk about simple solutions vs complex solutions. Sometimes we can’t believe that the best strategy is a simple one.
In this episode Corey & Rachelle discuss:
- Real Life Examples
- Investing Examples
- The Power In Simplicity
- Using Complexity When Necessary
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Dec 20, 2021
Monday Dec 20, 2021
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Today we want talk about the concept of stealth wealth, i.e., flying under the wealth radar so people don’t realize how wealth you actually are.
In this episode Corey & Rachelle discuss:
- Stories of Stealth Wealth
- Keeping Up With The Joneses
- The Benefits of Stealth Wealth
- Financial Independence
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Dec 06, 2021
Monday Dec 06, 2021
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Expect to see a lot of headlines as we close out the year, particularly on the tax side of things with the upcoming changes to the tax code
In this episode Corey & Rachelle discuss:
- Social Security Headlines
- Is Social Security Going Bankrupt?
- Upcoming Tax Law Changes
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.