Corey Janoff and Rachelle Vanderzanden of Finity Group discuss pertinent financial planning topics affecting doctors and other medical professionals.
Episodes
Monday Jul 05, 2021
Monday Jul 05, 2021
In today's episode we dive into the latest MGMA Physician income data!
In this episode we discuss:
- What specialties make the most
- Geographic Data
- How to utilize this data for yourself
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jun 21, 2021
Monday Jun 21, 2021
In today's episode we speak with the Founding Partners of Quantor Capital; Julio Cacho, PH.D. and Juan Carlos Herrera.
In this episode we discuss:
Why do many people make bad investment decisions?
- How can investors that are early in their careers obtain the best outcome for themselves?
- What is the efficient market hypothesis?
- Is there a scientific way to invest?
- What are some of the pros and cons of private vs public investments? Private equity vs public equity etc.
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jun 07, 2021
Monday Jun 07, 2021
Welcome to another episode of the Financial Clarity for Doctors Podcast. Being that this is the 50th episode of the podcast, we decided to something special.
In this episode we break down 50 of our all-time favorite pieces of financial wisdom. Our list is graced by everyone from Warren Buffett to Maya Angelou & Robert Kiyosaki.
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
https://www.instagram.com/finitygroup
https://www.facebook.com/FinityGroup/
https://twitter.com/FinityGroup
https://www.linkedin.com/company/finity-group-llc
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday May 24, 2021
Monday May 24, 2021
We have a lot of different listeners. Some folks want to learn about tax-loss harvesting, and others would really like to know what the heck a brokerage account is. In this episode, we wanted to go back to basics for all our listeners that want a solid introduction to investing.
In this episode we’re going to spend time talking about the different accounts you can invest in, and what the investments look like inside those accounts. Don’t make the mistake of thinking they are the same thing! The account is merely a shell that tells the IRS how to tax what’s inside. For example, a Roth IRA is not automatically an investment.
In this episode you will learn:
- Different Account Types and their corresponding tax treatment
- What is inside these accounts
- Maxing Out Tax favorable Accounts
- Investment Goals to Consider
- The Different forms of diversification
Visit https://thefinitygroup.com/podcast for more information on the show. You can also email the show at podcast@theFinityGroup.com.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Monday May 10, 2021
Monday May 10, 2021
People tend to focus too much on the little things, such as how much they spend on coffee, or what their portfolio returned last quarter. In reality, the little things don't matter much when it comes to achieving financial goals. It's the big things you should be paying attention to:
- Housing
- Student loans
- Cars
- Travel
- Childcare/schooling expenses
- Saving enough for retirement
Do you have a strategy to achieve your goals? It likely doesn't matter if you pick the ABC or XYZ large-cap mutual fund in your 401k. Max out your 401k and save enough elsewhere so getting the best possible returns doesn't matter.
Visit https://thefinitygroup.com/podcast for more information on the show. You can also email the show at podcast@theFinityGroup.com.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Monday Apr 26, 2021
Monday Apr 26, 2021
Welcome to another episode of the Financial Clarity for Doctors Podcast. The housing market is going crazy right now and it’s great topic given the time of year.
We are getting closer to summer and the change of academic calendar. Graduating med students are going into residency, residents moving on to fellowship, as others are starting attending jobs in a new cities.
In this episode we will discuss the pros and cons of buying vs renting and the ideal scenarios for both.
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow The Finity Group as well:
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Apr 12, 2021
Monday Apr 12, 2021
Welcome to another episode of the Financial Clarity for Doctors Podcast. In this episode we wanted to dive into one of the hot topics of the day – the exciting world of cryptocurrency. As a disclosure, this discussion is intended for informational purposes only, not as a recommendation to buy or not to buy or even to sell.
First, we zoom out and examine currency as a whole and the general history of Bitcoin itself.
We also break down the differences between crypto currencies and more common investments like stocks and bonds.
Lastly, we dive into the potential ways to make money with cryptocurrencies.
Thank you so much for listening to this episode!
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
https://www.instagram.com/finitygroup
https://www.facebook.com/FinityGroup/
https://twitter.com/FinityGroup
https://www.linkedin.com/company/finity-group-llc
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Mar 29, 2021
Monday Mar 29, 2021
Welcome to another episode of the Financial Clarity for Doctors Podcast. We are very excited to explore a topic outside of our general expertise, investing in startups. So, we brought in an expert to answer all of our questions, Eric Perlmutter-Gumbiner aka Mr. EPG.
Eric has a BS in Business Administration, coupled with an MBA and a law degree, all from USC. He provides council to startup companies and he also advises and negotiates contracts for investors in startups.
Doctors get pitched business/investment ideas from friends, family and acquaintances all the time. In this episode you will learn what to consider before investing and what key questions you should be asking.
We dive into the common ways investment opportunities are structured and what investors should know about their exit strategy in order to realize a return on their investment.
Eric has a lot of experience reviewing these types of contracts, so we ask him what he looks for and if there are any common red flags or must haves.
Thank you so much for listening to this episode.
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
https://www.instagram.com/finitygroup
https://www.facebook.com/FinityGroup/
https://twitter.com/FinityGroup
https://www.linkedin.com/company/finity-group-llc
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Mar 15, 2021
Monday Mar 15, 2021
On this week’s episode of Financial Clarity for Doctors host Rachelle and Corey talk about a topic so many have undertaken during the past year—home renovations! For those of you who have been considering or waiting for the warmer weather to get started on your home reno projects, it can get pricy fast!
In this episode we’ll dig into the many options you have to fund your projects. We’re all for doing things you want if it makes you happy and can afford it. But never confuse needs and wants.
Questions to ask yourself:
When looking at your list of financial goals and priorities, consider where home project ranks. How important is this project to you? Are you better off selling, moving, and buying a better house?
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Mar 01, 2021
Monday Mar 01, 2021
On this week's episode of the Financial Clarity for Doctors podcast, we chat about a topic on the top of many people's minds this past year, timing the market! Over the years, many clients have come to us concerned about investing when we are at this stage in a market cycle. At the time of recording this episode, we are trading near all-time highs. No one knows when we will hit a peak or when the market might have another correction. And NO ONE wants to be the person that puts in a whole bunch of money right before a correction. We can take an educated guess, but our educated guesses are often wrong. So what do you do? Focus on the things you can control.
How long you are invested is a much better predictor of investment growth than the exact moment you invested or the specific stocks/etc. You invest in.
A few tips and takeaways from this episode:
Focus on What You Can Control
- How much you invest, what you invest in, how you react to market events, how much you need to live on.
- Nobody can control returns. Bernie Madoff claimed to be able to assure returns... look how that turned out.
- Lots of uncertainties in life. Worrying never solved anything. Greed gets people into a lot of trouble.
Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.
For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.