Corey Janoff and Rachelle Vanderzanden of Finity Group discuss pertinent financial planning topics affecting doctors and other medical professionals.
Episodes
Monday Feb 28, 2022
Monday Feb 28, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we're going to talk about buying your first home.
The process of buying a home can be extremely overwhelming, especially for first time home buyers. This episode will give you some tips to make the process a little less staggering.
In this episode Corey & Rachelle discuss:
- Timing Is Everything
- Preparing to Buy a House
- How Much House Can You Afford?
- Should You Stretch Your Budget Early in Your Career?
- General Rules of Thumb
- Understanding Different Mortgage Types
- How to Prepare Your Mindset
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Feb 14, 2022
Monday Feb 14, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we want to talk about the mistakes you shouldn't make in financial planning.
People probably overestimate how badly they can mess up their financial planning. If you are paying attention and putting resources toward your goals, then you are likely making some good progress. The fact that you are even listening to this podcast is a very good sign.
That being said, there are some common mistakes that we see clients make, so we wanted to talk through a few pitfalls to avoid.
In this episode Corey & Rachelle discuss:
- Debt Avoidance At All Cost
- Buying Too Much House
- Prioritizing Retirement
- Insurance Coverage
- College Savings
- Timing The Market
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 31, 2022
Monday Jan 31, 2022
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors! Today we want to talk about trying to time the market and possible strategies for when and how to do it.
We often come across prospective clients who are sitting on cash. Not sure how to go about investing it. Maybe waiting to invest because the market is at an all time high. Maybe they read an article predicting a possible pull-back.
Taking that plunge and investing a large sum of money is scary! You wouldn’t be human if you weren’t a little bit nervous.
In this episode Corey & Rachelle discuss:
- Common Misconceptions in "Timing the Market"
- Dollar Cost Averaging
- Systemic Savings Plan
- Living Below Your Means
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 17, 2022
Monday Jan 17, 2022
Welcome back and Happy New Year! Thank you for listening to another episode of Financial Clarity for Doctors!
Public Service Loan Forgiveness has been in the news quite a bit lately, and some of it has been good for a change! In October of 2021 the Department of Education released new guidance designed to temporarily loosen some of the rules that have made it more difficult to qualify for forgiveness. Key word being “temporarily”.
In this episode Corey & Rachelle discuss:
- What Does This Affect?
- How Does This Affect Your Loans?
- Examples
- The Other Big News
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Jan 03, 2022
Monday Jan 03, 2022
Welcome back and Happy New Year! Thank you for listening to another episode of Financial Clarity for Doctors!
Today we want to talk about simple solutions vs complex solutions. Sometimes we can’t believe that the best strategy is a simple one.
In this episode Corey & Rachelle discuss:
- Real Life Examples
- Investing Examples
- The Power In Simplicity
- Using Complexity When Necessary
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Dec 20, 2021
Monday Dec 20, 2021
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Today we want talk about the concept of stealth wealth, i.e., flying under the wealth radar so people don’t realize how wealth you actually are.
In this episode Corey & Rachelle discuss:
- Stories of Stealth Wealth
- Keeping Up With The Joneses
- The Benefits of Stealth Wealth
- Financial Independence
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Dec 06, 2021
Monday Dec 06, 2021
Welcome back and thank you for listening to another episode of Financial Clarity for Doctors!
Expect to see a lot of headlines as we close out the year, particularly on the tax side of things with the upcoming changes to the tax code
In this episode Corey & Rachelle discuss:
- Social Security Headlines
- Is Social Security Going Bankrupt?
- Upcoming Tax Law Changes
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Nov 22, 2021
Monday Nov 22, 2021
Welcome back to another episode of Financial Clarity for Doctors!
Have you ever wondered what happens to your money when it goes into your plan at work if you do NOTHING? Today we are going to talk about a type of mutual fund commonly referred to as a Target Date Fund or a Lifestyle fund. They are almost always in your work plans, but you can use them in other accounts as well.
In this episode Corey & Rachelle discuss:
- What is a Target Date Fund?
- The Pros to Target Date Funds
- The Cons to Target Date Funds
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Nov 08, 2021
Monday Nov 08, 2021
Welcome back to another episode of Financial Clarity for Doctors!
Disability insurance is a hot topic for young doctors. The most common question we get – Do I need my own policy? There is a ton of heavy-handed advertising which can make it seem like it’s just a sales ploy, when in reality it is a VERY important part of financial planning.
In this episode Corey & Rachelle discuss:
- Why You Need Individual Disability Insurance
- The Pitfalls of Group Coverage
- Disability Insurance Cost Overview
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.
Monday Oct 25, 2021
Monday Oct 25, 2021
Welcome to another episode of Financial Clarity for Doctors!
Today we want to discuss your happiness and satisfaction and how it is largely tied to your expectations.
As a little kid, if you got the present you asked for, you were elated. If you didn’t, you were disappointed. The best way to avoid disappointment is properly managing your expectations.
In this episode we will talk about:
- Does Your Income Rise Faster Than Your Expectations
- Lifestyle Expectations
- Focusing on What You Can Control & What Matters
For more financial planning tips from Corey and Rachelle, find them on social media!
LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance
Follow Finity Group On Social Media!
APPLE PODCASTS
Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.